Premier offers three distinct financing structures through our preferred lending partner — each chosen for a different kind of project, and each with terms competitive with the best home-improvement programs in the country.
Whether you're refining a single element or transforming the entire room, there is a program designed to make the investment effortless.
12 Months · Same as Cash
Ideal for smaller projects — a new door, a fresh polyaspartic floor, a single storage system. Pay no interest if paid in full within the promotional window.
60 Months · Fixed Rate
A predictable, fixed monthly payment for mid-sized projects — typically a floor plus storage, or a door plus floor. Most of our Showcase-tier projects close on this program.
144 Months · Whole-Garage Projects
For Signature-tier transformations — a complete makeover with premium doors, polyaspartic flooring, full cabinetry, slatwall, lighting, and lifts. Designed to keep monthly payments comfortable on a major renovation.
Financing programs are subject to credit approval and are offered through our independent third-party lending partner. Promotional rates assume on-time minimum monthly payments and payment-in-full within the promotional period; interest may accrue from the date of purchase if conditions are not met. Final rates, terms, and program availability are determined solely by the lender at the time of application. Premier Garage Solutions is not a lender and does not extend credit directly.
A short, transparent path from the first conversation to the first sheet of polyaspartic going down on your slab.
We finalize your project scope, materials, and a firm written investment before any financing conversation begins. You'll know exactly what you're financing.
Our partner offers a soft-pull pre-qualification that does not impact your credit. You'll see your likely terms in minutes — privately, on your own device.
If you choose to move forward, a brief secure application is submitted directly to the lender. Decisions are typically returned the same business day.
Once financing is in place, your project is scheduled. Funds are disbursed by the lender directly per the project milestones — never by you in advance.
Our lending partner specializes in home-improvement financing for established homeowners. Most of our clients qualify comfortably — but credit, debt-to-income, and home equity all factor into the final terms.
As a general guideline, applicants with a credit score of 680 or above tend to receive the most favorable rates and terms. Applicants between 640 and 680 frequently still qualify, often at a modestly adjusted rate.
We cannot guarantee approval, and we never see your credit information directly — every decision is made privately between you and the lender.
A premium garage transformation is one of the few home improvements that delivers a measurable return at resale — typically 70 to 90 percent of project cost — while also adding a room your family will use every single day for a decade or more.
When financed over 60 to 144 months, that monthly investment is often less than a family's monthly dining-out budget — and the room it transforms is one of the most valuable square footages in the house.
We're happy to walk through the math on your specific project during your consultation. No pressure, no obligation.
The questions we hear most often during the consultation phase.